Credit Product Manager

4w4 weeks ago

PNC

San Francisco, US · Full-time · $147,840 – $274,560

About this role

At PNC, our people are our greatest differentiator. As a Credit Product Manager within PNC's Regional Credit Products Group, you will be based in San Francisco, CA, and serve as a market-level credit product expert. You will structure and advise clients on credit transactions while staying within the bank's risk profile.

You will be responsible for the entire execution of credit-related products, including ACH, FX, EF, and Derivatives, as well as managing the diligence/approval process. You will negotiate legal documents and closings, and directly manage a portfolio of borrowers with ongoing client communication.

This role involves collaborating with Relationship Managers and other product partners to assess credit needs and deliver integrated solutions. You will also lead a team of employees, playing a key role in training, mentoring, and developing junior talent within an inclusive workplace culture.

PNC fosters a supportive culture where employees can thrive and achieve balance. As a manager, you are expected to cultivate diverse teams, enable change, and achieve results, ensuring adherence to PNC's Enterprise Risk Management Framework.

Requirements

Experience as a market-level credit product expert with ability to structure and advise on credit transactions.
Proficiency in managing credit products including ACH, FX, EF, and Derivatives.
Strong portfolio management skills with direct client communication.
Ability to drive the internal credit approval process and negotiate legal documents.
Leadership experience in managing a team of employees and developing junior talent.
Collaborative skills to partner with Relationship Managers and other product partners.
Knowledge of credit risk assessment and adherence to the bank's risk profile.

Responsibilities

Serves as a market-level credit product expert, structuring and advising clients on credit and credit-related transactions to meet client needs while staying within the bank's risk profile.
Manages the entire execution of credit-related products including ACH, FX, EF, and Derivatives, overseeing the diligence/approval process, legal documents, and closing.
Directly manages a portfolio of borrowers and all portfolio management activities, including ongoing communication with clients.
Collaborates with Relationship Managers and other product partners (e.g., TM, FX, DCM) to assess credit needs, generate ideas, and deliver integrated solutions.
Drives the internal credit approval process, loan documentation, and closing.
Leads a team of employees to handle all aspects of the credit process, including training, mentoring, and developing junior talent.